Sometimes it helps to look at the cost of clutter from a different angle.

Do you ever think about the hidden costs of the stuff you buy?

This chart below, courtesy of Seeing Finance, shows you in graphic detail how long it would take to pay off credit cart debt if you just make the minimum payment – and more importantly – how much additional interest you would pay over time.

If you use credit cards to purchase things and pay them off over time, do you ever factor in the added cost of interest to the purchase price?

I hadn’t previously. But this visualization made me think it might be a good idea…