If you send your kids to summer camp, now is the time to check on availability, deposits, transportation, timing, etc. so you will have it all done weeks before departure!

Warm your family with easy recipes for hearty soups and breads this winter – take time now to add these to your meal rotation

Planning vacations in February for the summer may seem odd, but you can find the deals now, get the time off, use your air mileage before the flights use them all, and keep your eyes open for sales!

Happy February! Create a Remember Us book for your Valentine. Go back to when you first met and choose photos that reflect who you were, and who you are today as a couple. Put into a colorful book with your own notes and give as a gift on Valentines Day.

Winter items – like snow shovels, ice scrappers, salt – will be going on sale so now is the time to buy!

If you’ve gotten your home in order for the New Year, be sure to get your personal files in order too! Don’t let them pile up until you get overwhelmed!

If you’ve had the same phone message since you purchased your cell phone, change and freshen up your greeting!

Tax time will be here before you know it! If you use tax preparation software to do your taxes, get your update and load it now.

Before the feeling of the New Year ebbs, jot down the items you need to save for in 2012– like, oh say, the 2012 Holidays!

Tax time will be here before you know it! If you use tax preparation software to do your taxes, get your update and load it now.